Account Opening and Usage:

By opening an account with TMB, you agree to adhere to the terms outlined herein. Account opening is subject to approval and verification procedures. You must provide accurate information and promptly update us of any changes.

Account Security:

You are responsible for maintaining the security of your account information, including passwords and PINs. Do not disclose this information to third parties. Notify us immediately if you suspect unauthorized access.

Transactions:

All transactions conducted through your account are subject to verification and may be subject to fees and limits as outlined in our fee schedule. Review transactions promptly and report any discrepancies.

Fees and Charges:

You agree to pay applicable fees and charges associated with your account, as outlined in our fee schedule. Fees may include overdrafts, wire transfers, and account maintenance.

Electronic Communications:

By providing your contact information, you consent to receive electronic communications from TMB. This includes account statements, notices, and promotional offers. You may opt out of certain communications.

Privacy and Security:

TMB is committed to protecting your privacy and security. We collect and use personal information as outlined in our privacy policy. We employ security measures to safeguard your information.

Termination:

TMB reserves the right to terminate or suspend your account at any time, with or without cause. You may also close your account at any time, subject to any outstanding obligations.

Governing Law:

These terms and conditions are governed by the laws of the jurisdiction where TMB operates. Disputes shall be resolved through arbitration or in a court of competent jurisdiction in that jurisdiction.

Amendments:

TMB reserves the right to amend these terms and conditions at any time. Notice of amendments will be provided to you in accordance with applicable laws and regulations.

Contact Information:

For questions or concerns regarding these terms and conditions, please contact TMB at the provided contact information.

By continuing to use TMB's services, you acknowledge that you have read, understood, and agreed to these terms and conditions.